The last time 30-yr fixed mortgages were at 7%, the world was very different place: Gas was $1.36/gallon “Friends” was still on TV The iPod was Apple’s latest gizmo Tom Brady won his 1st Super Bowl But what’s also drastically different compared to 2002 is our real estate market. 20 years ago, the median price for […]

Thank goodness the record heat wave throughout California is behind us.  This week we have summer breezes to cool us off & blow the smoke away!  At the beginning of the summer season, we penned a post that predicted the real estate market normalizing and home values cooling over the summer months.  With mere days […]

From relocations to reverse mortgages, we’ve been helping more baby boomers than ever As the second-largest generation in history, Baby Boomers have spent their entire lives shaping and shifting the marketplace. We have experienced a boomer boom in our business lately, as more folks in this age range (58-76) reach out to us for advice while facing […]

Let us show you how we stack up to the rest of the industry Mortgage rates fell .75% in the second-half of June, which was a welcome change to the steady increases we’ve seen for much of 2022.  During that same time period, our lenders dropped their rates by nearly 1%, making ours some of the […]

We’re forecasting falling home values, and this summer breeze on the cooling market should make buyers feel fine! Oh boy, a lot can change in a few months.  At the beginning of the year, home prices were rising at an unsustainable 4% per month and selling faster than ever before.  And then a war broke out!  Needless […]

You probably noticed recent news articles that went something like this… “For the first time in 3 years, The Fed raises interest rates!!!” This headline gets overly-simplified and makes the reader believe that ALL interest rates, including mortgage rates, increased overnight because of the government.  That is simply not true.  In fact, mortgage rates LOWERED slightly […]